Who We Are

Amber Financial

With integrity, into the future.

Amber Financial is a dynamic financial services firm excelling in fund management and mortgage lending. With a combined fund portfolio exceeding 200 million Canadian dollars, we’ve established ourselves as a trusted name in the mortgage investment arena. In the past 8 years, we have solidified and continue to build our relationship with all our new and existing customer and industry partners, be a mortgage lender of choice for their financing needs.

Founded in 2015 and backed by a round of successful funding round, our platform-based business model demonstrates our forward-thinking approach to finance. Our team boasts diverse business elite backgrounds, ensuring a wealth of expertise in every financial endeavour. Furthermore, our commitment to diversified ownership fosters collective empowerment and success. At Amber Financial, we blend innovation, experience, and a shared vision for financial excellence, making us the preferred partner for clients’ investing and financing needs.

Our Mission

We aim to offer investors a reliable income stream by investing in a well-rounded array of premium residential and commercial mortgages, all while extending adaptable and customized financing options to borrowers.

Commitment to excellence

Our vision at Amber Financial is to be the premier provider of mortgage lending and investment opportunities in Canada, recognized for our excellence in investment management, risk mitigation, and client service. 

Shaping the future of financing experience

We aim to be the preferred investment choice for investors seeking a reliable, long-term source of income and capital preservation, and to continue to develop innovative investment solutions that meet the evolving needs of our clients. 

Responsible investing, sustainable wealth

By maintaining a commitment to responsible investing, community engagement, and environmental sustainability, we strive to build a better future for our investors, our employees, and the communities we serve.

Our Core Values

With integrity,
into the future.


We hold ourselves to the highest standards of ethical behaviour, transparency, and accountability in all of our dealings with our investors, borrowers, and stakeholders.


We adhere to a disciplined investment process that emphasizes risk management, diversification, and due diligence. We maintain a rigorous approach to underwriting and credit analysis to ensure the quality of our mortgage investments.


We are committed to being responsive to the needs and expectations of our investors, borrowers, and stakeholders. We strive to provide timely, accurate, and comprehensive information and service to all of our clients.


We believe in giving back to the communities we serve, and we are committed to supporting social and environmental causes that align with our values. We aim to be responsible corporate citizens and make a positive impact on the world around us.


We are committed to sustainability in everything we do, from our investment process to our client service to our corporate culture. We strive for continuous improvement and innovation to achieve sustainable results.


We believe in the power of collaboration and teamwork to achieve our goals. We foster a culture of respect, support, and inclusiveness, and we value the contributions of every member of our team.


Our Leaders

Our team members bring a diversity of perspectives, talents and experiences to financial investment. Our core values – integrity, trust, sustainability, commitment, and innovation – provide an enduring foundation for our success. Our leadership team ensures these values remain vital and relevant, helping guide our employees in the way they do their jobs and the way we treat our customers and each other.

Elvis Song

President & Founder

Roy Ho

VP of Mortgage Lending

Cindy Liu

VP of Marketing

Sean Fan

VP of Compliance

Lina Bing

Senior Director of Corporate Finance

Frank Liang

Director of Mortgage Lending, Designated Individual

Carrie Zhu

Director of Marketing

Tina Wu

Director of Human Resources

Audrey Liu

Business Development Manager

Jessica Han

Client Relations Manager