Effortless Professional Worry-Free
Mortgage Loan
Flexible Repayment

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together

Competitive Mortgage Rates

Amber provides competitive mortgage rates, to help you save borrowing costs and reduce repayment burdens.

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Tailored Mortgage Solutions

Amber is committed to providing tailored mortgage program, to meet your financial needs, reduce financial risks, and ensure that it is consistent with your repayment ability and financial goals.

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Easy Approval Process

Amber’s transparent approval process allows borrowers to clearly understand the progress of loan applications, reducing the stress caused by loan applications and shortening the waiting time.

About Us

Amber Mortgage Financing

With integrity, into the future.

Amber Mortgage Investment Corp. (referred to as “Amber MIC”) is a financial institution chartered under the Canadian Income Tax Act, providing first and second mortgage loan services to individuals and commercial borrowers. The collateral for mortgage loans is real estate in Canada, including single-family homes, apartments, townhouses, multi-unit residences, retail spaces, offices, industrial properties, and real estate development projects.

Amber Financial Services Corp. (referred to as “Amber”) is the management company of Amber MIC. Amber Financial Services Corp. is a leading innovative financial services and mortgage brokerage company, connecting with over 30 financial institutions in Canada. Leveraging the platform resources, it offers borrowers flexible and reasonable mortgage loan solutions and consumer loan options.

Amber Financial and Amber MIC are committed to providing borrowers with fast and flexible loan services and providing investors with high-yield and stable investment opportunities.

Our Projects

Learn about our projects, and unlock your financial opportunities

Amber’s mortgage investment portfolio encompasses a variety of property types, including apartments, detached houses, townhouses, land, multi-family housing, and other commercial properties. Our collateral assets are mainly located in core areas of Greater Vancouver and the Greater Toronto Area. This diversified portfolio includes both first and second mortgage loans.

The diversification of loans and the precise control of loan ratios provide strong stability to the Amber fund pool, and significantly improve Amber MIC’s ability to respond to market fluctuations. This multi-level diversification not only helps spread risk but also maximizes return on investment.

June 2024

Residential: $2.2M

$2,200,000 inter-alia 2nd mortgage over two single-family homes in Burnaby and Richmond. 65% LTV, priced at 10.95%, funded in June 2024 for equity takeout.
June 2024

Residential: $250K

$250,000 2nd mortgage over an apartment unit in Vancouver. 48% LTV, priced at 10.50%, funded in June 2024 for equity takeout.
June 2024

Residential: $750K

$750,000 2nd mortgage to complete the construction of a single-family home in West Vancouver. 44% LTV, priced at 11.00%, funded in June 2024.
May 2024

Residential: $7.1M

$7,100,000 inter-alia 1st mortgage over two single-family homes in West Vancouver and Richmond. 74% LTV, priced at 10.64%, funded in November 2023 and May 2024 for refinancing and equity takeout.
May 2024

Residential: $1.5M

$1,500,000 2nd mortgage over a single-family home in Richmond. 68% LTV, priced at 10.50%, funded in May 2024 for equity takeout.
April 2024

Residential: $250K

$250,000 2nd mortgage to support the purchase of a high-rise apartment unit in Burnaby. 65% LTV, priced at 11.00%, funded in April 2024.
April 2024

Commercial: $4.5M

$4,500,000 1st bridge financing to develop 15 townhouse units in North Vancouver. 55% LTV, priced at 11.50%, funded in April 2024.
March 2024

Residential: $1.5M

$1,500,000 1st mortgage to support the purchase of a single-family home in North Vancouver. 65% LTV, priced at 10.25%, funded in March 2024.
Business Highlights

Reassuring, secure & satisfying mortgage solutions

Amber Financial, aligning with market demands and broadening its horizons, offers diverse mortgage services to meet the varied financial needs of our customers. From first to secondary mortgages, bridge loans, land loans, commercial mortgages, and more, we effectively cater to the diverse financial requirements of individuals at all levels. With over 10 types of properties accepted as loan collateral and coverage in over 20 cities across British Columbia and Ontario, our customers can experience secure, worry-free, convenient, and efficient financial services anytime, anywhere.

Our Services

Professional Home Mortgages.
Reliable Borrowing Solutions.

Finance is the core of the modern economy, and home mortgages serve as a catalyst for urban development and people’s settlement. Amber Financial provides professional, reliable and flexible loan services for property owners, assisting immigrant communities in Canada to realize their “dream of settling down.” Amber offers short-term loans ranging from 3 to 12 months for borrowers using their properties as collateral. By allowing borrowers to pay only the interest, we alleviate the repayment burden for our clients.

New Home Purchases

Presale Closing Loans

Commercial Mortgages

Bridge Loans

Equity Takeout Loans

First and Second Mortgages

Our Team

Licensed Mortgage Brokers

Our team members bring diverse backgrounds and rich experiences, infusing the company with vibrant energy. Our core values, including professional excellence, customer-centricity, innovation drive, and transparent integrity, form the robust foundation of our success. Amber Financial consistently upholds these values, integrating them into our work and interactions with clients, guiding us to achieve one outstanding accomplishment after another. On the journey to realizing your financial goals, our mortgage agents stand alongside you with a commitment to professionalism and rigorous service.