Wise Stable Ideal Wealth Growth
Quarterly Dividends
Regular dividends are distributed quarterly, providing you with stable, legal local income in Canada to ensure your financial security.
Annual Audit
Amber MIC undergoes an annual audit conducted by one of the world’s four major auditing firms, KPMG. Investors can refer to our annual audit report at any time.
Property Collateral
Each of our loan investments is secured by real estate properties in the core areas of Toronto and Vancouver.
Amber Mortgage Investment
With Integrity, into the Future.
Amber Mortgage Investment Corp. (referred to as “Amber MIC”) is a financial institution chartered under the Canadian Income Tax Act, providing first and second mortgage loan services to individuals and commercial borrowers. The collateral for mortgage loans is real estate located within Canada, including single-family homes, apartments, townhouses, multi-unit residences, retail spaces, offices, industrial properties, and real estate development projects.
Amber Financial Services Corp. (referred to as “Amber”) is the management company for Amber MIC. Amber Financial Services Corp. is a leading innovative financial services and mortgage brokerage company, connecting with over 30 financial institutions in Canada. Leveraging platform resources, it offers borrowers flexible and reasonable mortgage loan solutions and consumer loan options.
Amber Financial and Amber MIC are committed to providing borrowers with fast and flexible loan services and offering investors high-yield, stable investment opportunities.
128M
41.51M
8.24%*
Data as of Sep 30, 2024
Reliability,
Stability, Growth
Investment Highlights
/01
Expected Return on Investment
The majority of Amber's mortgage borrowers have mortgage interest rates ranging from 9% to 12%. Our goal is to provide investors with an average return exceeding 8% after deducting costs.*
/02
Maximizing Profits
/03
Secure and Stable
/04
High Transparency
/05
Continuous Cash Flow
/06
Open to Non-Canadian Residents
/07
Registered Accounts Welcome
Investment Portfolio Highlights
Transparent, reliable & stable
Amber manages a diverse portfolio of mortgage loans, and this diversified portfolio helps reduce investment risk. MIC investors can participate in the real estate market by purchasing preferred shares without having to purchase the property themselves, thus achieving higher investment liquidity. In addition, MIC’s transparent tax policy also enables investors to enjoy preferential tax treatment.
Learn about our projects, unlock your financial opportunities
Amber’s mortgage investment portfolio encompasses various property types, including apartments, detached houses, townhouses, land, multi-unit residences, and other commercial properties. Our collateral assets are primarily located in key areas of Greater Vancouver and the Greater Toronto Area. This diversified portfolio includes both first and second mortgage loans.
The diversity of our portfolio enables us to effectively manage market risks. The precise control of loan diversification and loan-to-value ratios provides robust stability to Amber’s funding pool, significantly enhancing Amber MIC’s ability to respond to market fluctuations. This multi-layered diversification not only aids in risk mitigation but also maximizes investment returns to the greatest extent possible.
Residential: $800K
Residential: $2.2M
Residential: $250K
Residential: $750K
Residential: $7.1M
Residential: $1.5M
Residential: $250K
Commercial: $4.5M
Licensed Investment Advisor
Our team members bring diverse backgrounds and rich experiences, infusing the company with vibrant energy. Our core values, including professional excellence, customer-centricity, innovation drive, and transparent integrity, form the robust foundation of our success. Amber Financial consistently upholds these values, integrating them into our work and interactions with clients, guiding us to achieve one outstanding accomplishment after another. On the journey to realizing your financial goals, our mortgage agents stand alongside you with a commitment to professionalism and rigorous service.