For Your Home Improvement

Financing and loan options perfect for any home need!

students walking smiling on street
    Loan Term

    The minimum payment term and maximum payment term are 3 months and 36 months respectively. You can choose a term that fits your need and have your loan amortized over your chosen term.

    Check My Rate

    This does not affect your credit score

    • $0
      No fee

      No fee

      There is no origination fee, service fee or any other fee. You can pay off your loan early anytime without penalty.

    • 11.95% – 22.47% APR

      What is APR?

      APR stands for Annual Percentage Rate, which allows you to compare the cost of credit between different loan options.

      Maximum Annual Percentage Rate (APR) against any loan is 22.47%.

      Fixed Rate

    • Monthly Cost Of Borrowing

      For every $1000 borrowed for a 3-month loan at 11.95% APR, the total cost of borrowing is $9.84 and $0 in fees. This equals to interest payment of $6.66 / month.

    • Metro News logo
    • China Daily logo
    • Customer Think logo
    • techvibes logo
    • CreditCards.com logo

    Secure, Quick and Easy Loans for Canadians

    Canadians can receive safe and affordable loans for their home repairs, renovations or upgrades through Amber Financial. Loans can start as low as $1,000 and go up to $50,000 for your special project. We have no hidden fees and offer a low fixed interest rate.

    green trophy cup icon

    The Amber Financial Advantage

    • Secure, fast, and made for Canadians
    • 0 administration fee, 0 origination fee, 0 hidden fee
    • Transparent terms, personalized service
    • 100% simple online application
    • 24/7, anytime, anywhere


    man dog beach sunshine
    coffee milk cookie
    pink sofa and chair
    woman selling flowers

    Quick and safe low interest loans help you to


    3-step Application

    • application step: create accounts

      Register an Account

      Create an account and enter your information

    • application step two: upload documents

      Submit application documents

      Upload your required documents

    • application step three: sign up agreements

      Receive Your Credit Loan

      Your application can be processed and funded in as little as 30 minutes.

    Check My Rate

    6 Reasons to Choose Amber Financial

    Amber Financial provides a fast and convenient personal loan service compared to banks and traditional institutions. Using proprietary technology, we're able to provide you with a secure and easy, customer-oriented loan service.

    • green tea cup icon


      Receive a personalized quote quickly and easily. Our process will take you no more than 5 minutes.

    • green lock icon


      Your privacy is important. We are compliant to industry standards and go above and beyond to protect your personal information.

    • green heart icon

      Peace of Mind

      Loans are deposited directly into your bank account. Monthly payments will be deducted from your account automatically, so you'll never need to worry about missing a payment.

    • green wallet icon


      Absolutely zero fees. Your quote is free. We have no administration fees and no hidden fees.

    • green thumb up icon


      Unlike many other loan services, you can pay off your loan early anytime without penalty. Your monthly payment and interest rate stay the same during your loan term.

    • green magnifier icon


      Full disclosure of our costs, no hidden fees. Your interest rate and monthly payment do not change.

    Our Happy Users

    • smiling school girl

      It was tough getting my finances back together, and I was kind of relying on my credit card. Amber let me consolidate my debts, and now I only have to pay one provider. It helps me keep the things I work so hard for.

      Gustavo, Truck driver

    • smiling saleswoman

      Amber helped me pay for essential things I needed, as well as my credit card debt. It is simple, convenient and fast. I even got my interest deducted by referring a friend, thanks Amber

      Jessica, Dancer

    • smiling old man

      Within three days, I got the money from Amber in my bank account. I will be able to pay off my credit card in 2 years—at half the interest rate I was paying before. Now I can finally get back to the life I want.

      Dave, Fitness trainee

    green and milky white wall

    Financing and loan options perfect for any home need!

    Check My Rate