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The minimum payment term and maximum payment term are 3 months and 36 months respectively.
You can choose a term that fits your need and have your loan amortized over your chosen term.
Maximum Annual Percentage Rate (APR) against any loan is 22.47%.
For every $1000 borrowed for a 3-month loan at 11.95% APR, the total cost of borrowing is $19.98 and $0 in fees.
This equals to interest payment of $6.66 / month .